Getting more information about high interest savings accounts helps you to make better financial decisions that can impact your future financial health. In this blog, we aim to bring to you the best savings accounts along with their interest rates and features to help you to make the right choices. In this article, we will discuss about Zions Bank savings rates and features.
Zions Bank offers two kinds of savings accounts and they are Statement Savings account and Ultimate Savings account. The minimum amount required to open a statement savings account is $50 and it requires a Gold, Gold Interest or Gold Checking Plus Account. For the Ultimate Savings account, the minimum opening deposit is $5,000 and this should come from a source other than Zions Bank. In Statement Savings account, interest is compounded daily and there is a monthly maintenance fee of $3 if the balance goes below $200. The Ultimate Savings account is paid quarterly and there is no monthly maintenance fee for it. Both these accounts can be accessed online or at the local branch and come with unlimited withdrawals and transactions. Also, mobile banking and online banking options are available for the account holders of both these savings accounts.
The current Zions savings account rates for the Statement Savings account is 0.10% APY for all balances. The savings account rates at Zions is 0.35% APY for the Ultimate Savings account. Besides the interest rates, these accounts come with free eStatements that make it easier for the customers to track the inflow and outflow of money from their accounts. Also, it offers free ATM access through any MoneyPass network ATMs. These features and rates make it a good option for investment.
January 23rd, 2012 | Posted in Zions Bank Savings Account Rates | No Comments
Are you looking for information on different high interest savings accounts? If so, then you have come to the right place because we work hard to give you information on the savings account rates and features of different banks. In this article, we will focus on the Webster Bank savings account rates and features to help you make informed financial decisions.
There are three kinds of savings accounts offered by Webster Bank and they are Premier Savings account, WebsterOne Savings accounts and Webster value savings accounts. The Webster value savings accounts is a basic savings account that makes it easy for the customers to start saving money. Along with this account, comes many features such as free ATM card, 24/7 access to online and mobile banking and email account alerts. It takes only $5 to open this account and there is a monthly maintenance fee of $3 charged to the account. This fee is waived when a minimum daily balance of $300 is maintained or when the account is linked to a Webster checking account or if you are less than 21 years or over 65 years of age.
The current Webster Bank savings account rates for a Webster value account is 0.05% APY for all balances. The Webster Bank savings rates for the WebsterOne savings account is 0.05% APY for a balance of less than $10,000; 0.20% APY for a balance of $10,000 to $25,000; 0.25% APY for a balance of $25,000 to $50,000; 0.30% APY for a balance of $50,000 or more respectively. The savings account rates at Webster Bank for a Premier savings account is 0.15% APY for a balance of less than $10,000; 0.30% APY for a balance of $10,000 to $25,000; 0.35% APY for a balance of $25,000 to $50,000; 0.40% APY for a balance of $50,000 to $100,000 and 0.50% for a balance of $100,000 or more.
December 20th, 2011 | Posted in Webster Bank Savings Account Rates | No Comments
High interest savings accounts are you best form of investment if you are looking to earn interest without losing the liquidity factor. Most savings accounts available today help you to earn a fair amount of money by way of interest and at the same time, you can access the money as and when you want. There is no penalty for early withdrawal like a CD account.
One of the banks that offer various savings account options is Wells Fargo Bank. Two kinds of savings accounts are offered and they are Way2Save savings account and Wells Fargo High Yield Savings account. Each of these accounts come with convenient features and competitive rates.
The Wells Fargo Bank savings account rates for Way2Save account is 0.01% APY for all balances. The minimum opening deposit is $100 or $25 when you set up an automatic transfer from a checking account. There is a monthly maintenance fee of $5 and this is waived when you have a minimum balance of $300 or set up one or more recurring transfer options from any other checking or savings account.
The Wells Fargo Bank savings rates for the High Yield Savings account is 0.05% APY for a balance of less than $25,000 and 0.15% APY for a balance of $25,000 or more. The minimum amount required to open this account is $25,000 and the monthly maintenance fee of $25 is waived when there is a minimum daily balance of $25,000. This is a premium account that comes with many flexible features.
In short, the savings account rates at Wells Fargo Bank is attractive and its features are convenient.
December 19th, 2011 | Posted in Wells Fargo Bank Savings Account Rates | No Comments
High interest savings accounts are a great form of investment because they help you to earn interest and at the same time, provide easy accessibility to your funds. You can withdraw them as and when you like without ever having to worry about penalties. This s the biggest advantage that the savings account has over investments like CD where there is a fixed term before withdrawal. Also, it is safer than investments in the stock market and this makes it even more reliable. It is even possible to make a direct deposit of your pay check or pension or returns from any other form of investment to this account and this makes it convenient for most people. Besides, savings account holders have access to free online and mobile banking.
The minimum amount required to open an account is $100 and for minors, the minimum amount is $10 with a minimum balance of $5 to earn interest. This helps minors to understand the process of banking and get a better grasp of financial prudence. There is no monthly maintenance fee for minors and for others, it is $3 per month. However, this amount is waived when the account holder maintains a minimum balance of $10 every day.
The current savings account rates at Washington Federal Bank are 0.20% APY for all balances. These Washington Federal savings account rates are fairly competitive in the given economic conditions where bank rates are the lowest. The convenient features coupled with the Washington Federal Bank savings rates make it a great form of investment for all kinds of people.
November 11th, 2011 | Posted in Washington Federal Savings Account Rates | No Comments
Wachovia is one of the stronger financial institutions in the country today and its strength is further increased after its merger with Wells Fargo Bank. Together, these banks service a large client base offering numerous products and services for their convenience.
Their high interest savings accounts are popular because of the convenient features that come with it. There are three kinds of savings account offered by this bank and they are Wells Fargo Way2Save savings, Wells Fargo money market savings and Wells Fargo high yield savings accounts. Each of these accounts come with good interest rates and access to online and mobile banking.
The minimum amount required to a Way2Save savings account is $100 or $25 when an automatic option is set up from a qualified checking account. For the Wells Fargo high yield savings, the minimum amount required to open an account is $25,000. The high yield account has a monthly maintenance fee of $25 when the minimum balance of $25,000 is not maintained. For the Way2Save savings account, the monthly service fee id $5 and this is waived when a minimum balance of $300 is maintained or an automatic transfer is set-up.
The Wachovia Bank savings account rates are 0.05% APY for all balances for the Way2Save savings account. The Wachovia Bank savings rates are 0.05% APY for a balance of less than $25,000 and 0.20% APY for a balance of $25,000 or more. The savings account rates at Wachovia Bank is slightly higher for customers who have linked their savings account with a PMA Prime Checking account or PMA premier checking account. In this case, the savings rates are 0.15% APY for a balance of less than $25,000 and 0.30% APY for a balance of $25,000 or more.
November 10th, 2011 | Posted in Wachovia Bank Savings Account Rates | No Comments