High interest savings accounts are you best form of investment if you are looking to earn interest without losing the liquidity factor. Most savings accounts available today help you to earn a fair amount of money by way of interest and at the same time, you can access the money as and when you want. There is no penalty for early withdrawal like a CD account.

One of the banks that offer various savings account options is Wells Fargo Bank. Two kinds of savings accounts are offered and they are Way2Save savings account and Wells Fargo High Yield Savings account. Each of these accounts come with convenient features and competitive rates.

The Wells Fargo Bank savings account rates for Way2Save account is 0.01% APY for all balances. The minimum opening deposit is $100 or $25 when you set up an automatic transfer from a checking account. There is a monthly maintenance fee of $5 and this is waived when you have a minimum balance of $300 or set up one or more recurring transfer options from any other checking or savings account.

The Wells Fargo Bank savings rates for the High Yield Savings account is 0.05% APY for a balance of less than $25,000 and 0.15% APY for a balance of $25,000 or more. The minimum amount required to open this account is $25,000 and the monthly maintenance fee of $25 is waived when there is a minimum daily balance of $25,000. This is a premium account that comes with many flexible features.

In short, the savings account rates at Wells Fargo Bank is attractive and its features are convenient.

It has been a while since we here at Savings Account Rates Info have look at what is offered for savings account rates at Wells Fargo Bank.  So we thought we’d have a look and give you an update on the high yield savings accounts available there.

Currently, there are three options for Wells Fargo savings account rates.

The standard savings accounts, called “Goal Savings” are giving a 0.05% annual percentage yield (APY).  These accounts require a $100 minimum opening deposit and $300 monthly balance to avoid fees, or an opening deposit of $25 with at least $25/month in balance transfers to the account (automatic), and a $3 fee if these terms aren’t met.

The next option is the Money Market Savings Account, which is a more high yield savings accounts option with a 0.15% APY on a $3,500 minimum daily balance and attached checking account.  No fees are levied if the minimum balance or a $75 automatic balance transfer is in place.

For a high yield online savings account at Wells Fargo, you’ll need a higher balance.  This account yields 0.55% APY on balances over $25,000 with no fees (otherwise $25/month in fees and a lower yield of 0.15% APY).  This is the bst offer for high yield online savings accounts at Wells Fargo.

A quick look at certificate of deposit rates shows that Wells Fargo savings account rates aren’t comparable to the higher-yield special offers of up to 1.90% APY on certificates of deposit.  Of course, these require locked-in terms with withdrawal penalties, but are worth comparing at least.

Wells Fargo Banks is, of course, fully FDIC insured.

As we continue to look at the best online savings accounts and the nation’s most high yield savings accounts, Savings Account Rates Info couldn’t overlook Wells Fargo Bank. They are, after all, one of the nation’s premier banking institutions, with branches in nearly all states and territories. So we decided to have a look at Wells Fargo Bank savings account rates.

Wells Fargo savings account rates start at 0.05% Annual Percentage Yield and go up to 0.85% on one of three choices in savings accounts. Going through these three options, you’ll find that while savings account rates at Wells Fargo Bank are low at the one end, they can be quite competitive at the other.

The Wells Fargo Goal Savings is the account for beginners with few requirements and low deposits, and thus gives a low yield. For a high yield savings account, you’ll want to look at the Preferred Rate Savings plan, which has a minimum opening deposit of $10,000, but no montly fees and rates starting at 0.15% and going up to 0.85% with deposits of $100,000 or more. This rate can receive a further bonus if the account is linked to a Wells Fargo checking account.

The third account is a money market, called the Wells Fargo Money Market Savings account. This yields an 0.05% and going up to 0.30% APY, compounded daily. This account requires a $3,500 minimum balance or a $75 automatic monthly transfer from another Wells Fargo account.

All choices offer an internet savings account option for online banking as well. All Wells Fargo accounts are insured by the FDIC to the fullest extent of the law. If you’re looking for a high yield online savings account, but want a local branch you can turn to if needed, then Wells Fargo is probably one you’ll want to consider.