Valley National Bank has its headquarters in Wayne, New Jersey and it services customers in the New Jersey, Manhattan, Queens and Brooklyn areas. It is one of the largest banks in this area with a total asset of more than $14 billion. It provides numerous financial products and services for customers through 200 branches spread across 135 communities in 14 counties. It is also listed in the New York Stock Exchange.

Among the products offered by Valley National Bank, the high interest savings accounts are well-known. There are many flavors of savings account offered by this bank and one of them is the Golden Passbook and Statements Savings account. The minimum opening balance for this account is $1000 and there is no monthly fee if the daily minimum balance is more than $100. Otherwise, a quarterly fee of $6 is charged. Along with account, the customer gets free ATM Card, access to online banking, email alerts, automated phone banking, mobile phone banking and text message banking. The current Valley National Bank savings account rates for this account are 0.15% APY and the minimum opening balance is $1,000.

Another kind of savings account is the Passbook and statement savings account and this also requires a minimum opening balance of $100. No maintenance fee is charged if the balance is at $100 per quarter; otherwise a fee of $6 is charged. This bank does not pay interest if the daily balance falls below $100 and no interest is paid for the entire quarter if the account is closed before the end of the quarterly period. In all other cases, the Valley National bank savings rates are 0.10% APY and it is paid quarterly. The minimum opening balance is $100. This savings account rates at Valley National Bank are competitive.

Univest Bank is headquartered in Souderton, Pennsylvania and services customers in and around this region. With more than 32 financial centers and 38 ATM locations, this is one of the well-known banking institutions in this part of the country. They offer numerous banking products to their customers including many high interest savings accounts that provide reasonable returns on investment for customers. In this article, we will focus more on Univest Bank savings account rates and features.

There are many kinds of savings accounts and the first of them is the anytime online Savings account. This is a classic high yield savings account which does not require any monthly maintenance. Univest Bank savings rates under this scheme are 0.35% APY which is compounded daily and credited monthly. This account could be opened with $1.00 and the minimum balance required for maintaining this account is also $1 and no fees are incurred for account maintenance and there is no minimum balance requirement.

Those who want to earn interest on business can go in for online business savings deposit. This particular account perfectly suits small business and non-profit organizations. Savings account rates at Univest under this category is 0.40% APY. Minimum amount required to open an account is $2000. If the minimum balance goes down the required amount, there will be no fees or penalty incurred, but the account will only fetch 0.25% interest.

There is also a health savings account. These high interest savings account attracts an interest rate of 0.10% APY for balances from $0 to $99 and for balances above $100, the rate is 0.50%APY. These rates are competitive in the current market conditions and provides for a steady income for investors.

Umpqua Bank is one of the well-known banks in the country and they offer many kinds of products and services to their customers. Some of their popular products include checking account, high interest savings accounts, CDs and money market accounts. Each of these products come with varied features that are suited to meet the needs of different people.

The savings account of Umpqua Bank comes with a lot of convenient features. The minimum amount required to open an account is $100 and it comes with free online banking. It is also tied to a checking account for protection against overdraft. There is a monthly service fee of $3 and it is waived with a minimum daily balance of $200. The current Umpqua Bank savings account rates are 0.05% APY for all balances. The interest is compounded quarterly, but these earnings may be reduced due to additional fees.

Besides knowing the savings account rates at Umpqua Bank, a potential customer should also understand the other fees charged by the bank. The withdrawal fee at other ATMs is $2 while for balance inquiry, it is $1. The expedited debit card fee is $37.50 and a debit card replacement fee is $10. Its important that every customer understands these rates and fees before deciding to invest in the Umpqua savings accounts. Also, a maximum of six free transactions are allowed in a statement period and when this limit is exceeded, there is an additional fee of $5 per transaction.

In short, the Umpqua Bank savings rates are reasonable in the given market conditions and the features are good. This makes it ideal for anyone looking to earn some money on extra funds.

To accumulate savings in a secure and systematic way, savings bank account is the best option. Formally it was difficult for middle class people to open a bank account as it required heavy initial deposit. Nowadays banking systems have changed so that even middle and low income groups can put their small savings in a bank. TD bank is one organization which provides attractive savings schemes to different levels of people. Lets quickly review the high interest savings accounts schemes offered by the TD bank.

First category is the Convenience Savings Deposit under which no initial deposit is required to open an account and the interest rate is 0.10% APY. Next is the High Yield Savings with TD checking. Under this scheme, for a balance of $0.01 to $9,999.99, the interest rate is 0.30% and for a balance of $10,000 to $24,999.99, the interest rate is 0.60%, for a balance of $25,000 to $49,999.99, the TD Bank Savings Account rate is 0.70%, for a balance of $50,000 to $99,999.99, the interest rate is 080%, for a balance of $100,000 to $249,999.99, the interest rate is 0.90% APY and for balances of $250,000 and above, the interest rate is 1%.

There is a scheme for youngsters called the Young Saver where the TD Bank savings rates are 0.10% APY and the minimum balance required is $0.01. Under the Health Savings Account, the interest rate is 0.02% for balance up to $2,499.99 while for a balance of $2,500 to $9,999.99, the rate is 0.40% APY. For a balance of $10,000 and above, the interest rate is 0.60% APY. There is no monthly maintenance fee and the minimum initial deposit is $25.

There is another scheme called the Club Saver where the savings account rates at TD Bank are 0.10% and required balance is $0.01.These are attractive and competitive for all kinds of investors.

The aim of this blog is to discuss the high interest savings accounts of different banks so that you can make better financial decisions. In this series, we will discuss the savings account rates at Susquehanna Bank.

Susquehanna Bank has its headquarters in Pennsylvania and services the mid-Atlantic region of the US. They offer many kinds of products and services to their customers that include personal banking products as well as insurance products. One of the more popular products is their savings accounts that comes in many flavors with many different features.

The savings account comes with unlimited deposits and withdrawals and the interest is credited monthly. The Susquehanna Bank savings account rates are 0.10% APY for all balances. The minimum amount required to open the account is $25 and a minimum amount of $100 is required to avoid monthly fees. Otherwise, a monthly maintenance fee of $7 is charged. Another kind of savings account is the power savings account that gives customers easy access to the money and the interest is credited monthly. The Susquehanna Bank savings rates are 0.10% APY and the minimum amount required to open is $25. A minimum monthly balance of $5,000 is required to avoid fees. Otherwise, a monthly service fee of $15 is charged.

All these savings accounts come with free ATM card, online banking, telephone banking and overdraft. These features and the interest rates make this savings account a reasonable investment avenue for many investors who want to earn some amount of interest and at the same time have access to their funds.