The sudden up rise in popularity of Ally Banking finds itself necessary for us here at Savings Account Rates Info to give our readers the maximum benefits and updates. However regardless of the situation, it is all up to you in deciding whether Ally Banking is better than your current bank in terms of the recent and updated in Ally Banking savings accounts rates.

Ally Banking claims to be different than every other bank available to the Average Joe when it comes to savings account rates with no monthly fees in comparison to other banks charging monthly fees if deposits do not come directly from employers. Minimum balances are not required in Ally Banking which differ from several other banks who charge a fee if balances fall below their limit. Ally Banking compounds saving interest daily in order to grow their customers’ money faster as opposed to the usual monthly, quarterly or annual compounding interest rates made by other banks.

In terms of high yield savings, Ally Banking provides a promise to all customers in ‘earning a higher rate than traditional savings’ whilst getting free online banking transactions. The advantage of Ally Banking is that all their customers can open accounts with $0, no minimum balance with no monthly fees, a daily compounded interest which assures maximum earnings, a six transaction per statement cycle (with no fees), as well as an actual variable rate that will go into effect when a first opening deposit is made.

Ally Banking is of course FDIC insurance which maximizes all customers’ coverage.

It is time once again for Savings Account Rates Info to have a new look at what the best savings account rates are and the best offers currently in SunTrust Bank savings account rates.

There are several savings types, of course, so we’ll start with the highest savings account rates available and move through accounts according to their best savings account rates.  We’ll begin with the lowest deposit requirement, which is the $100 minimum for both the Get Started and the Personal Savings accounts.

These SunTrust Bank savings account rates offers start are 0.25% annual percentage yield (APY) for the Get Started savings.  The savings account rates at SunTrust Bank for personal savings are 0.05% APY, but this account has no fees without an automatic transfer, whereas the other requires automatic transfer from checking to avoid fees.

Depending on your deposit amount, both money market accounts at SunTrust offer good returns as well.  The best savings account rates are in the Premium MMA, which offers 0.05% APY on up to 0.65% APY depending on your deposit amount and balance total.  SunTrust Bank savings account rates here start with the minimum $2,500 deposit (to avoid fees) and has a 0.15% APY with deposits over $10,000, a 0.20% APY with deposits over $25,000, a 0.40% APY with deposits over $50,000, a 0.60% APY with deposits over $100,000, and 0.65% APY for deposits over $250,000.

The standard money market starts with savings account rates at SunTrust Bank at 0.05% APY and climbing up to 0.50% APY with deposits over $250,000.  These have the same minimum deposit requirement of $2,500.

SunTrust Bank is, of course, fully FDIC insured.

It’s time once again for us to look at TD Bank savings account rates here at Savings Account Rates Info and bring you up to date on the latest at TD.  Many of the savings account rates at TD Bank have changed since we last looked at them.

There are two basic savings accounts available, each with different TD savings account rates.  The Convenience account has a $250 minimum balance to avoid fees adn returns 0.10% annual percentage yield (APY).  That’s a little better than the current national average.

For higher balances, the Elite account gives better savings account rates at TD Bank.  A minimum $10,000 balance is required to avoid fees.  This one returns an impressive 1.50% APY.  This account can be used for IRA deposits.

Another way to enjoy good savings account rates at TD Bank is through money markets.  For these accounts, TD Bank savings account rates are in tiers by deposit.  A $1,000 minimum balance is required to avoid fees (no minimum of over age 62).   Tiers start at $1,000 with a 0.10% APY, go up to 0.25% APY at $10,000, up to 0.50% APY at $25,000, and to 0.75% APY at $100,000.

These are some great offers for TD savings account rates.  Of course, if you want a higher return and want it locked in, you’ll be looking at certificates of deposit.  There are several.

A 9 month standard ate is 1.05% APY ($250 to open/maintain).  Step Rates are better, though, starting at one year with 1.14% APY and if you leave it for three years, it rises to 1.49% and then 2.23% each year, giving a good return.  The five year rate steps up to 4.17%.  Impressive.

TD Bank is FDIC insured.

It has been a while since we here at Savings Account Rates Info have look at what is offered for savings account rates at Wells Fargo Bank.  So we thought we’d have a look and give you an update on the high yield savings accounts available there.

Currently, there are three options for Wells Fargo savings account rates.

The standard savings accounts, called “Goal Savings” are giving a 0.05% annual percentage yield (APY).  These accounts require a $100 minimum opening deposit and $300 monthly balance to avoid fees, or an opening deposit of $25 with at least $25/month in balance transfers to the account (automatic), and a $3 fee if these terms aren’t met.

The next option is the Money Market Savings Account, which is a more high yield savings accounts option with a 0.15% APY on a $3,500 minimum daily balance and attached checking account.  No fees are levied if the minimum balance or a $75 automatic balance transfer is in place.

For a high yield online savings account at Wells Fargo, you’ll need a higher balance.  This account yields 0.55% APY on balances over $25,000 with no fees (otherwise $25/month in fees and a lower yield of 0.15% APY).  This is the bst offer for high yield online savings accounts at Wells Fargo.

A quick look at certificate of deposit rates shows that Wells Fargo savings account rates aren’t comparable to the higher-yield special offers of up to 1.90% APY on certificates of deposit.  Of course, these require locked-in terms with withdrawal penalties, but are worth comparing at least.

Wells Fargo Banks is, of course, fully FDIC insured.

When we last looked at US Bank savings account rates here at Savings Account Rates Info, they were doing well.  They’ve changed since then, though, so we wanted to bring you the latest information.

Standard  and Gold savings accounts still require no minimum deposit and US Bank savings account rates there are 0.10% annual percentage yield (APY), which is very competitive.

For a US Bank high interest savings account option, money markets are in tiered levels by deposit.  They start at 0.05% APY for under $1,000, go up to 0.15% APY for up to $9,999, then 0.20% up to $24,999 and then 0.35% APY for over $25,000.  Great US Bank high yield savings account options there.

Even better are the Five Star offers with US Bank money market account rates even higher for these checking account-linked money markets.  Yields start at 0.15% (up to $1,499), go up to 0.25% APY (up to $9,999) then 0.75% APY (up to $49,999) and 1.01% APY over that.

Rates are fluctuating a lot in today’s market, of course.  US Bank is FDIC insured to the fullest extent of the law.  Other US Bank high yield savings account options to look at include certificates of deposit which require only $1,000 to open and range in promotional terms at 19, 29, and 59 months from 1.15% APY to 3.00% APY.

It’s definitely worth keeping your eye on the best savings account rates and often, those are found to be US Bank savings account rates.  Until next time…