We aim to bring you information pertaining to the different high interest savings accounts that you can invest in. Keeping up with this trend, we have presented the features and savings rates of different banks and in today’s article, we will focus on ING Direct savings account rates. Based on the information about these high yield savings accounts, you can make informed financial decisions regarding your money and its future. You can plan well to get good interest rates from safe avenues.
ING Direct offers a savings account called The Orange Savings Account. There many features of this account that makes it easy and comfortable for you. This account has no fees associated with it and there is no minimum balance. So, all the money that you put into the account will earn interest for you. It is easy for you to transfer money from your savings to checking accounts and vice-versa. Your checking account is electronically linked to the savings account and so all transfers are free and can be done quickly and easily. The ING savings account rates are competitive and they are also backed by the trust and reliability of ING Direct. Another added bonus is that all deposits are insured by FDIC.
The current savings account rates at ING Direct are 1.10% APY for all balances. The interest is accrued daily and compounded monthly, so you will get slightly more than money by way of interest. Interest will start accruing on your balance after two business days of opening the account and depositing the money. These features make this savings account a good avenue for investment.
We are working to give you the savings account rates and features of different banks. In this series, we will discuss about the Intervest savings rates and its features. Intervest Bank is located in New York and they have a full service banking center at Rockefeller Plaza in New York. It is a wholly-owned subsidiary of Intervest Bancshares Corporation. They offer a wide range of products and services to suit the needs of different kinds of customers. They have lending products as well as savings products like CDs, money market accounts and savings accounts. Each of these products has a host of features and very competitive rates of interest.
The Intervest high interest savings accounts are ideal for people who are looking to earn some interest as well as have the flexibility to withdraw as and when they want. The minimum amount required to open an account is $100 and there is no monthly fees, if you maintain a minimum of $500 everyday. Interest is compounded daily and it is credit to your account. This is a good feature because this will earn you more money in the form of interest. Every savings account holder can access their account online or through the telephone. This saves the hassle of going to the local branch every time you need something. Also, a monthly statement is mailed to you for your reference.
The current Intervest Savings account rates are 0.85% for all balances and for all terms. These rates are reasonably good in the current banking environment.
E-loan is a financial services company that offers many products and services to customers located across the length and breadth of the country. They have a large customer base with many satisfied customers. Their products have many features geared to suit different kinds of customers. E-loan’s savings products are attractive because of their flexible options and the convenience that comes with these products. It is very easy to open a savings account online. All that the customer has to do is to enter the personal details, then make a transfer to fund this account and it is done. The savings account rates are also very competitive in today’s market conditions.
The current E-loan savings account rates for a standard savings account is 0.50% APY for balances between $5,000 and $9,999. The rates for the savings plus account for the same balance is 0.75% APY. To open and maintain a savings plus account, one has to make regular monthly deposits of at least $100 into the account. This will make the customers eligible to earn these higher savings rate through the savings plus account. The minimum deposit for both the savings account is $5,000. The E-loan savings rate for balances between $10,000 and $24,999 is 0.85% in the case of a standard savings account and 1.00% for a savings plus account. The current savings rates are 0.85% for a standard savings account and 1.00% for a savings plus account for all other tiers like $25,000 to $49,999, $50,000 to $99,999 and $100,000 or greater. In short, these E-loan high interest savings accounts are popular for their features and interest rates.
Savings accounts can help you meet your planned and unplanned expenses with a lot of ease. Whether your goal is to fund college or take a dream vacation or make a down-payment for a new house, savings accounts are the most reliable way to achieve your financial goals. Many banks offer savings accounts with good interest rates and Citizens Bank is one of them. There are six different kinds of Citizens high yield savings accounts and they are Circle Gold savings account, Circle savings account, Green savings account, Personal savings account, Homebuyer savings account and College Saver account. Each of these accounts come with many features that make it easy to reach your financial goals. These high interest savings accounts are insured by FDIC and are also backed by the trust and reliability of Citizens Bank.
The current Citizens Bank savings account rates for Circle gold savings is 0.15% APY for all balances. The Citizens savings account rates for circle savings account is 0.10% APY for all balances while for green savings account, it is 0.05% APY for all balances. The Citizens interest rates for the personal savings account is also 0.05% APY for all balances. The HomeBuyer savings account rates are 0.30% APY for a balance of up to $1000, 0.40% for balances between $1000 and $2499 and 0.50% for balances over $2500 respectively. You can also get a $1000 credit, provided you make a minimum transfer of $100 into this account for 36 months. Also, only one account can be had per property. These features and rates makes these savings accounts popular among investors.
Discover Bank has been serving customers for close to century now. It first opened its bank to its customers in 1911 from Greenwood, DE. Today, it offers numerous products to its customers like CDs, money market accounts, savings account, IRA and so on. The savings accounts are very easy to open and they can even be done online within a few minutes. All that the customer has to do is to provide the personal details, fund the account and then click on submit. The system will take care of everything else and the customer can easily access the savings account. Other than the ease of opening, these accounts can also be managed online. This gives a lot of flexibility to the users. Besides these factors, the Discover Bank savings account rates are one of the best in the market, making it one of the high yield savings accounts today.
The current discover savings account rates are 1.35% APY for all balances and periods. When compared to the national average, the interest rates at Discover Bank are very high. The national average is 0.27% APY and the interest rates offered by Discover Bank beat this number by more than 1%. This high Discover interest rates is one of the primary reasons for its popularity. It is also backed by the trust and reliability of discover Bank and insured by FDIC, so customers can stop worrying about their money. These factors make Discover high yield savings accounts very attractive to many kinds of customers living in different parts of the country.