High interest savings accounts are you best form of investment if you are looking to earn interest without losing the liquidity factor. Most savings accounts available today help you to earn a fair amount of money by way of interest and at the same time, you can access the money as and when you want. There is no penalty for early withdrawal like a CD account.

One of the banks that offer various savings account options is Wells Fargo Bank. Two kinds of savings accounts are offered and they are Way2Save savings account and Wells Fargo High Yield Savings account. Each of these accounts come with convenient features and competitive rates.

The Wells Fargo Bank savings account rates for Way2Save account is 0.01% APY for all balances. The minimum opening deposit is $100 or $25 when you set up an automatic transfer from a checking account. There is a monthly maintenance fee of $5 and this is waived when you have a minimum balance of $300 or set up one or more recurring transfer options from any other checking or savings account.

The Wells Fargo Bank savings rates for the High Yield Savings account is 0.05% APY for a balance of less than $25,000 and 0.15% APY for a balance of $25,000 or more. The minimum amount required to open this account is $25,000 and the monthly maintenance fee of $25 is waived when there is a minimum daily balance of $25,000. This is a premium account that comes with many flexible features.

In short, the savings account rates at Wells Fargo Bank is attractive and its features are convenient.

High interest savings accounts are a great form of investment because they help you to earn interest and at the same time, provide easy accessibility to your funds. You can withdraw them as and when you like without ever having to worry about penalties. This s the biggest advantage that the savings account has over investments like CD where there is a fixed term before withdrawal. Also, it is safer than investments in the stock market and this makes it even more reliable. It is even possible to make a direct deposit of your pay check or pension or returns from any other form of investment to this account and this makes it convenient for most people. Besides, savings account holders have access to free online and mobile banking.

The minimum amount required to open an account is $100 and for minors, the minimum amount is $10 with a minimum balance of $5 to earn interest. This helps minors to understand the process of banking and get a better grasp of financial prudence. There is no monthly maintenance fee for minors and for others, it is $3 per month. However, this amount is waived when the account holder maintains a minimum balance of $10 every day.

The current savings account rates at Washington Federal Bank are 0.20% APY for all balances. These Washington Federal savings account rates are fairly competitive in the given economic conditions where bank rates are the lowest. The convenient features coupled with the Washington Federal Bank savings rates make it a great form of investment for all kinds of people.

Wachovia is one of the stronger financial institutions in the country today and its strength is further increased after its merger with Wells Fargo Bank. Together, these banks service a large client base offering numerous products and services for their convenience.

Their high interest savings accounts are popular because of the convenient features that come with it. There are three kinds of savings account offered by this bank and they are Wells Fargo Way2Save savings, Wells Fargo money market savings and Wells Fargo high yield savings accounts. Each of these accounts come with good interest rates and access to online and mobile banking.

The minimum amount required to a Way2Save savings account is $100 or $25 when an automatic option is set up from a qualified checking account. For the Wells Fargo high yield savings, the minimum amount required to open an account is $25,000. The high yield account has a monthly maintenance fee of $25 when the minimum balance of $25,000 is not maintained. For the Way2Save savings account, the monthly service fee id $5 and this is waived when a minimum balance of $300 is maintained or an automatic transfer is set-up.

The Wachovia Bank savings account rates are 0.05% APY for all balances for the Way2Save savings account. The Wachovia Bank savings rates are 0.05% APY for a balance of less than $25,000 and 0.20% APY for a balance of $25,000 or more. The savings account rates at Wachovia Bank is slightly higher for customers who have linked their savings account with a PMA Prime Checking account or PMA premier checking account. In this case, the savings rates are 0.15% APY for a balance of less than $25,000 and 0.30% APY for a balance of $25,000 or more.

Valley National Bank has its headquarters in Wayne, New Jersey and it services customers in the New Jersey, Manhattan, Queens and Brooklyn areas. It is one of the largest banks in this area with a total asset of more than $14 billion. It provides numerous financial products and services for customers through 200 branches spread across 135 communities in 14 counties. It is also listed in the New York Stock Exchange.

Among the products offered by Valley National Bank, the high interest savings accounts are well-known. There are many flavors of savings account offered by this bank and one of them is the Golden Passbook and Statements Savings account. The minimum opening balance for this account is $1000 and there is no monthly fee if the daily minimum balance is more than $100. Otherwise, a quarterly fee of $6 is charged. Along with account, the customer gets free ATM Card, access to online banking, email alerts, automated phone banking, mobile phone banking and text message banking. The current Valley National Bank savings account rates for this account are 0.15% APY and the minimum opening balance is $1,000.

Another kind of savings account is the Passbook and statement savings account and this also requires a minimum opening balance of $100. No maintenance fee is charged if the balance is at $100 per quarter; otherwise a fee of $6 is charged. This bank does not pay interest if the daily balance falls below $100 and no interest is paid for the entire quarter if the account is closed before the end of the quarterly period. In all other cases, the Valley National bank savings rates are 0.10% APY and it is paid quarterly. The minimum opening balance is $100. This savings account rates at Valley National Bank are competitive.

Univest Bank is headquartered in Souderton, Pennsylvania and services customers in and around this region. With more than 32 financial centers and 38 ATM locations, this is one of the well-known banking institutions in this part of the country. They offer numerous banking products to their customers including many high interest savings accounts that provide reasonable returns on investment for customers. In this article, we will focus more on Univest Bank savings account rates and features.

There are many kinds of savings accounts and the first of them is the anytime online Savings account. This is a classic high yield savings account which does not require any monthly maintenance. Univest Bank savings rates under this scheme are 0.35% APY which is compounded daily and credited monthly. This account could be opened with $1.00 and the minimum balance required for maintaining this account is also $1 and no fees are incurred for account maintenance and there is no minimum balance requirement.

Those who want to earn interest on business can go in for online business savings deposit. This particular account perfectly suits small business and non-profit organizations. Savings account rates at Univest under this category is 0.40% APY. Minimum amount required to open an account is $2000. If the minimum balance goes down the required amount, there will be no fees or penalty incurred, but the account will only fetch 0.25% interest.

There is also a health savings account. These high interest savings account attracts an interest rate of 0.10% APY for balances from $0 to $99 and for balances above $100, the rate is 0.50%APY. These rates are competitive in the current market conditions and provides for a steady income for investors.