Savings accounts can help you meet your planned and unplanned expenses with a lot of ease. Whether your goal is to fund college or take a dream vacation or make a down-payment for a new house, savings accounts are the most reliable way to achieve your financial goals. Many banks offer savings accounts with good interest rates and Citizens Bank is one of them. There are six different kinds of Citizens high yield savings accounts and they are Circle Gold savings account, Circle savings account, Green savings account, Personal savings account, Homebuyer savings account and College Saver account. Each of these accounts come with many features that make it easy to reach your financial goals. These high interest savings accounts are insured by FDIC and are also backed by the trust and reliability of Citizens Bank.

The current Citizens Bank savings account rates for Circle gold savings is 0.15% APY for all balances. The Citizens savings account rates for circle savings account is 0.10% APY for all balances while for green savings account, it is 0.05% APY for all balances. The Citizens interest rates for the personal savings account is also 0.05% APY for all balances. The HomeBuyer savings account rates are 0.30% APY for a balance of up to $1000, 0.40% for balances between $1000 and $2499 and 0.50% for balances over $2500 respectively. You can also get a $1000 credit, provided you make a minimum transfer of $100 into this account for 36 months. Also, only one account can be had per property. These features and rates makes these savings accounts popular among investors.

As we work to find the best online savings accounts for you, we at Savings Account Rates Info had to look at ING Direct savings account rates and see what kind of high yield savings accounts they have to offer. Being one of the most respected investment and savings firms, we were not disappointed to find that they have plenty for you to consider.

With Annual Percentage Yields starting at 0.50% and going up to a high of 2.80%, there is a high interest savings accounts option worth putting your list of possibles. For a stable, no-frills, internet savings account, the Orange Savings Account rates at ING Direct are a good option here. With an APY of 2.50% with no fees or minimums and FDIC insurance, this account requires only a current checking account and has free money transfers.

For those interested in high interest ING savings account rates and a checking account to boot, then Electric Orange is the option. Annual Percentage Rates start at 0.50% for low balance accounts and goes up to 2.80% for accounts with $100,000 or more balance. Other perks include a free MasterCard debit card, free online bill pay, free ATM access, and more. For the person who needs an all-in-one account option and still needs high yield savings, this might be the answer.

ING savings account rates are competitive and their offerings appear strong, so we’re sure that when you’re looking for the best online savings accounts available, you’ll be well-served to keep the savings account rates at ING Direct on your list.

Most Americans have heard of Citibank for everything from home mortgages to online checking accounts. When we here at Savings Account Rates Info found about the savings account rates at Citibank, we knew we had to look into them for you. The high yield savings accounts at Citibank are definitely worth considering.

Two accounts are obvious choices for high interest savings accounts consideration, with Citibank savings account rates at a whopping 2.5% Annual Percentage Yield (APY). Billed as a “high interest savings account and nothing more,” this account is that, for sure. The Ultimate Savings Account has a $100 minimum deposit and is available only by phone or as an internet savings account online. The account has no maintenance fees and no checking account with Citibank is required.

If you need easier access to your money via checks and would prefer a savings option tied to a checking account for easier auto-deposits, then the Ultimate Money Account as a Citi Bank savings account rates option might be for you. This money market has a 2.0% APY and no monthly maintenance fees if tied with a Citibank checking account and a $100 minimum deposit. There are other restrictions, with details at Citibank, but this market account is worth looking at as a high yield online savings account option.

Both of these Citibank accounts are FDIC insured to the maximum allowed by law. Citibank is a large and respected instutition and Citibank savings account rates are definitely competitive.

In our continued coverage of high interest savings accounts, Savings Account Rates Info could not ignore savings account rates at SunTrust Bank. This is one of the most trusted banks in the Eastern United States, with branches in Virginia, D.C., Georgia, and more. Now with online accounts, it’s possible for anyone to open an internet savings account at SunTrust. So we thought it definitely worth a look as we scour the nation for the best online savings accounts.

SunTrust has two savings account plans: Get Started and Personal Savings. Both accounts are available online or in a local branch, and SunTrust Bank savings account rates are competitive. Yields begin at 0.15% Annual Percentage Yield (APY) with no monthly fees and a $100 minimum opening deposit requirement. Withdrawals are limited to 2 per month, with a $4 service charge after that.

The Get Started Savings account is the better of the two high yield savings accounts, with an APY of 0.99% and a bonus payment after 12 months of continued banking. This account has a monthly maintenance fee of $3 if an automatic transfer from a SunTrust checking account for savings building is not met. These accounts can be set up to meet life savings goals such as college tuition, retirement savings, vacation funding, and more.

SunTrust savings account rates comparisons should also include Money Market accounts, of which they have two. Rates for these begin at 0.20% APY and build in tiers to 1.50% at $1 million or more in average daily balance. At 1.01% for $100,000, these money market accounts are definitely competitive. So, we think it could be worth your while to take a look at SunTrust for your high yield online savings account needs.

One of the largest banks in the world, GMAC Bank offers several high interest savings accounts for you to consider. Because of this, we here at Savings Account Rates Info thought it would be worth looking into GMAC savings account rates.

With current posted internet savings account rates of 3.25% annual percentage yield (APY), compared to their Money Market savings rate of 2.75%, GMAC has a strong high yield savings accounts offering. There are limitations to this offering, of course, but they are not strict. No minimum balance is required and no monthly service fees apply.

All deposits in accounts to get these GMAC Bank savings account rates are FDIC insured, of course.  This makes the savings account rates at GMAC Bank even more attractive.

Doing the math on this high yield online savings account, we found that an initial $1,000 deposit, over five years, with a $50 additional monthly contribution becomes an impressive $4,356. If you’re looking at high yield savings accounts, this GMAC Bank offering is definitely one to put on your list.

For comparison, we looked over their Money Market Savings offering as well, which has similar account requirements (no minimum balance, no fees), but allows easier access to your money (six transactions per month at no fee: by check, ATM, or debit card) and still gives a strong interest APY of 2.75%. That compares to the 1.26% national average for Money Markets.

Whatever your needs, we feel that you should definitely keep GMAC Bank on your list. Especially if you’re looking for an internet savings account, these GMAC Bank savings account rates are among the best online savings accounts that we have reviewed.

Chase Bank is one of the nation’s premier banking and lending institutions with offices throughout the United States. Because they are so well known and respected, we at Savings Account Rates Info thought that we should definitely look into them for you. Chase savings account rates vary by type of account, but the high yield savings accounts they offer are competitive.

Two high interest savings accounts from Chase are the Chase Money Market Savings and Chase Plus Savings. Both accounts require linked Chase checking accounts or a minimum account balance requirement in order to avoid fees. Both are accessible by ATM across the U.S., can be set up with automatic deposits for automatic savings, and earn interest at competitive rates. Both are, of course, high yield online savings accounts and are insured through FDIC to the maximum the law allows.

Chase Money Market Savings accounts have a minimum ledger balance requirement of $1,500 unless linked to a current Chase Better Banking Checking account. Current Money Market account interest rates are at an annual percentage yield (APY) of 0.10-0.15%, depending on total balance in account. That is a competitive yield for a Money Market account.

For their Chase Plus Savings internet savings account, which has a minimum $50 opening deposit and includes free internet savings account services, APY rates range from 0.5% to 1.25%, depending on total balance. These are daily balance averages compounded monthly. Accounts linked with a current Chase Premier Checking account (or better) receive higher interest yields.

In our continued efforts to find the best online savings accounts for you, we found Chase Bank savings account rates to be worth considering for anyone who’s in the market to find a good high yield online savings account as their offerings are very attractive.

Regions Bank began as a combination of three banks in Alabama and has since grown, now offering online accounts and services. Because they are large and well-respected, we at Savings Account Rates Info thought we should look over the Regions Bank savings account rates offered right now in our continual efforts to find the best online savings accounts available.

Regions savings account rates come in three basic flavors: LifeGreen Savings, Regions Savings, and Savings for Minors. Of these, the LifeGreen Savings is the type that might be considered high yield savings accounts. This account requires a $50 minimum deposit to open online, a current LifeGreen checking account with Regions, and interest is calculated according to current account balance (compounded daily, paid monthly).

These high interest savings accounts have five interest tiers: up to $2,499, $2,500-$9,999, $10,000 to $24,999, $25,000 to $49,999, and $50,000 and above. There is no monthly fee or minimum daily balance required. These accounts are FDIC insured to the extent of the law.

Another internet savings account offered by Regions is their Regions Savings account, which is a standard savings account that functions similarly to the LifeGreen Savings, but requires no checking account with Regents, but with a $4 service charge when your monthly balance is below $300.

Region’s Savings for Minors plans allows parents to open accounts for their children to use for deposits and withdrawals as well. These accounts have no fees, a single small interest rate, and require only $5 to open. Children can monitor their account safely online. These accounts require the parents to have at least one Regions Bank account, but otherwise are a way for parents to teach their children about banking and finance.

Looking over the Regions Bank offerings in high yield online savings accounts, we feel that anyone who is interested in this type of investment would be well-served in looking at what Regions Bank has to offer.

Since Bank of America is a large, well-known, and respected bank in the United States, we here at Savings Account Rates Info knew that a review of their current offerings would be of benefit to our readers.  Bank of America savings account rates are competitive, but it is your decision as to whether they are a high yield savings account to meet your needs.

Comparing Bank of America interest rates for savings are 0.2% annual percentage yield (APY) with a minimum daily balance of $300 required in order to avoid fees. These accounts can be internet savings accounts and can be linked to a Bank of America checking account and debit card to participate in the unique “Keep the Chance” program.

This program rounds up your purchases through your checking account debit card and deposits the difference into your savings. So with a purchase of, say, $12.07, your checking would be debited $13 and 93 cents would be transferred to your savings account automatically. This could potentially ad up and, while not really a interest plan, it is a sort of high yield savings account in a way, as these figures can ad up considerably.

Looking at another program at Bank of America, looking for their best online savings accounts information, we found that their Money Market Accounts (called “Select Money Market Savings”) give an annual percentage yield of 1.0% and higher, depending on deposit amount. With a reasonable minimum of $5,000 on deposit, this rate has no fees attached if no draws are made on the account above the six per month allowed.

All accounts at Bank of America that we’ve mentioned are, of course, FDIC insured to the maximum allowed by law. We feel it is worth looking at high yield online savings accounts at Bank of America if you’re in the market for one. Especially if you prefer to have a local branch you can visit when needed, as Bank of America has them nearly everywhere nationally.

Since HSBC is one of the largest banks in the world, with over 100 million customers worldwide.  So, we here at Savings Account Rates Info decided to have a look at what kind of HSBC savings account rates are available — especially for high interest savings accounts.

We were originally tipped off by Kiplinger’s Personal Finance Magazine naming HSBC Direct the “Best Online Savings Account” back in 2006.  They appear to have only improved since then.

Currently, HSBC Direct has high yield savings accounts at 3.00% with no annual fees, minimum balance requirements, and with FDIC insurance.  So with a goal of $10,000 and starting with a $2,000 deposit at 3%, the $10,000 goal is reachable in five years with only a $123 per month deposit.  That’s a pretty impressive high yield online savings account investment plan.

With an internet savings account, it’s possible to open your account without vising or even being “based” at a branch of the bank.  So whether they’re in your geographic area or not, you can easily open and maintain a savings account with HSBC Direct.

While we were already impressed with this setup, we were interested in gaging the HSBC Direct high yield savings accounts in a different way.  Comparing a savings account to a Money Market Account is usually apples and oranges.  In this case, HSBC’s savings account earnings actually outperformed a national average Money Market Account (2.39%) by six tenths of a point.

While your needs will vary, if you’re looking for one of the best online savings accounts, we recommend that you have a look at the current HSBC Direct savings account rates to see what HSBC has to offer you.

In today’s turbulent economic environment, it is difficult to know the safest place to put your money.  This has many investors appreciating the role that high interest savings accounts can play to help to balance the risk in any portfolio.  Here at Savings Account Rates Info we understand this need, and we are here to help by researching savings account rates and finding the best high yield savings accounts.

Many financial advisors recommend having the equivalent of three months of salary set aside in savings in case of unexpected financial concerns — whether that be unforeseen car repairs or unexpected unemployment.  A high interest savings account can provide much easier access to your money than stocks or mutual funds — and with a high yield savings account your money is not tied up as it is with a certificate of deposit.  However, finding the highest savings account rates is essential to get the best return on your money.

For those specifically interested in an internet savings account, we will help you compare each high yield online savings account in order to find the best online savings account.  We will also examine bank savings account rates from traditional “bricks and mortar” banks and credit unions.  Also, we will consider passbook savings account rates and try to find the best money market account rates.