It has been a while since we here at Savings Account Rates Info have look at what is offered for savings account rates at Wells Fargo Bank.  So we thought we’d have a look and give you an update on the high yield savings accounts available there.

Currently, there are three options for Wells Fargo savings account rates.

The standard savings accounts, called “Goal Savings” are giving a 0.05% annual percentage yield (APY).  These accounts require a $100 minimum opening deposit and $300 monthly balance to avoid fees, or an opening deposit of $25 with at least $25/month in balance transfers to the account (automatic), and a $3 fee if these terms aren’t met.

The next option is the Money Market Savings Account, which is a more high yield savings accounts option with a 0.15% APY on a $3,500 minimum daily balance and attached checking account.  No fees are levied if the minimum balance or a $75 automatic balance transfer is in place.

For a high yield online savings account at Wells Fargo, you’ll need a higher balance.  This account yields 0.55% APY on balances over $25,000 with no fees (otherwise $25/month in fees and a lower yield of 0.15% APY).  This is the bst offer for high yield online savings accounts at Wells Fargo.

A quick look at certificate of deposit rates shows that Wells Fargo savings account rates aren’t comparable to the higher-yield special offers of up to 1.90% APY on certificates of deposit.  Of course, these require locked-in terms with withdrawal penalties, but are worth comparing at least.

Wells Fargo Banks is, of course, fully FDIC insured.

We haven’t had a look at the offers at Chase Bank savings rates in a while, so we here at Savings Account Rates Info thought we should revisit them and let you know what’s changed.  High interest savings account rates have changed, of course, as they fluctuate almost daily, but what about the account offers themselves?

As before, there are still three basic Chase Bank savings account rates to choose from, with your choice likely depending on your available deposit amount and account services needs.  The standard Chase Bank savings rates in a regular savings account are on par with the national averages in returns.  These accounts require only a $300 minimum deposit to avoid fees with a special exception for those under 18, who have no fees regardless of deposit amount.  This is a good savings account for those building a small nest egg to move towards more rewarding, high yield savings accounts and for children to learn to save their money themselves.

The Chase Plus Savings is a good high yield savings accounts option with much higher payouts with high interest savings account rates.  These require a $15,000 minimum ledger balance to avoid fees, but payouts are in larger percentages for the higher deposit.  Deposits are graded in tiers, with higher deposits equalling higher yield savings accounts returns.

Finally, money market savings is the other option in Chase savings account rates for higher-yield returns.  With a $1,500 deposit requirement to avoid fees, these accounts give flexibility that can’t be had with other savings options.  Along with their good high yield savings accounts payouts, these accounts allow easier access to your funds.

If you’re looking for a solid, FDIC insured high yield savings accounts option, consider what’s down the street at the local Chase Bank savings rates.  In fact, many local banks have good options in this regard as do online banks.

In reviewing high yield savings accounts and rates, we here at Savings Account Rates Info came upon PNC Bank.  This bank is becoming more and more popular as it grows.  It began in Pennsylvania and has spread to several other states with branch offices throughout the east and southeastern United States.

Several PNC savings account rates are available in different savings account types.  PNC Bank savings rates in regular savings accounts are at about the market average and feature everything you expect from a major bank’s savings account plans.  To avoid withdrawal fees, a balance of at least $1,500 is required and for kids under 18, there are no fees no matter what.

For PNC savings account rates with higher returns, a high interest savings account rates option is available in the Savings Max accounts.  These PNC Bank savings rates are higher than average and in tiers, where the larger your deposit, the higher the high yield savings accounts pay off.  To meet this criteria, the account must have at least $10,000 or more, with tiers going up at $25,000, $50,000, etc.

The next step, of course, for high yield savings accounts is a money market account.  PNC Bank savings rates on money markets are in line with the national average, but they have a low $1,000 minimum to avoid fees.  These high interest savings account rates are in tiers like the above PNC Bank savings account rates.  The first tier is up to $1,000, the next up to $10,000, then $25,000, then $50,000 and so forth.

All in all, there are some great high interest savings account rates available in the PNC savings account rates we’ve outlined here.  All accounts at PNC Bank are FDIC insured to the fullest extent of the law.

As we work to find the best online savings accounts for you, we at Savings Account Rates Info had to look at ING Direct savings account rates and see what kind of high yield savings accounts they have to offer. Being one of the most respected investment and savings firms, we were not disappointed to find that they have plenty for you to consider.

With Annual Percentage Yields starting at 0.50% and going up to a high of 2.80%, there is a high interest savings accounts option worth putting your list of possibles. For a stable, no-frills, internet savings account, the Orange Savings Account rates at ING Direct are a good option here. With an APY of 2.50% with no fees or minimums and FDIC insurance, this account requires only a current checking account and has free money transfers.

For those interested in high interest ING savings account rates and a checking account to boot, then Electric Orange is the option. Annual Percentage Rates start at 0.50% for low balance accounts and goes up to 2.80% for accounts with $100,000 or more balance. Other perks include a free MasterCard debit card, free online bill pay, free ATM access, and more. For the person who needs an all-in-one account option and still needs high yield savings, this might be the answer.

ING savings account rates are competitive and their offerings appear strong, so we’re sure that when you’re looking for the best online savings accounts available, you’ll be well-served to keep the savings account rates at ING Direct on your list.

Most Americans have heard of Citibank for everything from home mortgages to online checking accounts. When we here at Savings Account Rates Info found about the savings account rates at Citibank, we knew we had to look into them for you. The high yield savings accounts at Citibank are definitely worth considering.

Two accounts are obvious choices for high interest savings accounts consideration, with Citibank savings account rates at a whopping 2.5% Annual Percentage Yield (APY). Billed as a “high interest savings account and nothing more,” this account is that, for sure. The Ultimate Savings Account has a $100 minimum deposit and is available only by phone or as an internet savings account online. The account has no maintenance fees and no checking account with Citibank is required.

If you need easier access to your money via checks and would prefer a savings option tied to a checking account for easier auto-deposits, then the Ultimate Money Account as a Citi Bank savings account rates option might be for you. This money market has a 2.0% APY and no monthly maintenance fees if tied with a Citibank checking account and a $100 minimum deposit. There are other restrictions, with details at Citibank, but this market account is worth looking at as a high yield online savings account option.

Both of these Citibank accounts are FDIC insured to the maximum allowed by law. Citibank is a large and respected instutition and Citibank savings account rates are definitely competitive.

As we continue to look at the best online savings accounts and the nation’s most high yield savings accounts, Savings Account Rates Info couldn’t overlook Wells Fargo Bank. They are, after all, one of the nation’s premier banking institutions, with branches in nearly all states and territories. So we decided to have a look at Wells Fargo Bank savings account rates.

Wells Fargo savings account rates start at 0.05% Annual Percentage Yield and go up to 0.85% on one of three choices in savings accounts. Going through these three options, you’ll find that while savings account rates at Wells Fargo Bank are low at the one end, they can be quite competitive at the other.

The Wells Fargo Goal Savings is the account for beginners with few requirements and low deposits, and thus gives a low yield. For a high yield savings account, you’ll want to look at the Preferred Rate Savings plan, which has a minimum opening deposit of $10,000, but no montly fees and rates starting at 0.15% and going up to 0.85% with deposits of $100,000 or more. This rate can receive a further bonus if the account is linked to a Wells Fargo checking account.

The third account is a money market, called the Wells Fargo Money Market Savings account. This yields an 0.05% and going up to 0.30% APY, compounded daily. This account requires a $3,500 minimum balance or a $75 automatic monthly transfer from another Wells Fargo account.

All choices offer an internet savings account option for online banking as well. All Wells Fargo accounts are insured by the FDIC to the fullest extent of the law. If you’re looking for a high yield online savings account, but want a local branch you can turn to if needed, then Wells Fargo is probably one you’ll want to consider.

In our continued coverage of high interest savings accounts, Savings Account Rates Info could not ignore savings account rates at SunTrust Bank. This is one of the most trusted banks in the Eastern United States, with branches in Virginia, D.C., Georgia, and more. Now with online accounts, it’s possible for anyone to open an internet savings account at SunTrust. So we thought it definitely worth a look as we scour the nation for the best online savings accounts.

SunTrust has two savings account plans: Get Started and Personal Savings. Both accounts are available online or in a local branch, and SunTrust Bank savings account rates are competitive. Yields begin at 0.15% Annual Percentage Yield (APY) with no monthly fees and a $100 minimum opening deposit requirement. Withdrawals are limited to 2 per month, with a $4 service charge after that.

The Get Started Savings account is the better of the two high yield savings accounts, with an APY of 0.99% and a bonus payment after 12 months of continued banking. This account has a monthly maintenance fee of $3 if an automatic transfer from a SunTrust checking account for savings building is not met. These accounts can be set up to meet life savings goals such as college tuition, retirement savings, vacation funding, and more.

SunTrust savings account rates comparisons should also include Money Market accounts, of which they have two. Rates for these begin at 0.20% APY and build in tiers to 1.50% at $1 million or more in average daily balance. At 1.01% for $100,000, these money market accounts are definitely competitive. So, we think it could be worth your while to take a look at SunTrust for your high yield online savings account needs.

One of the largest banks in the world, GMAC Bank offers several high interest savings accounts for you to consider. Because of this, we here at Savings Account Rates Info thought it would be worth looking into GMAC savings account rates.

With current posted internet savings account rates of 3.25% annual percentage yield (APY), compared to their Money Market savings rate of 2.75%, GMAC has a strong high yield savings accounts offering. There are limitations to this offering, of course, but they are not strict. No minimum balance is required and no monthly service fees apply.

All deposits in accounts to get these GMAC Bank savings account rates are FDIC insured, of course.  This makes the savings account rates at GMAC Bank even more attractive.

Doing the math on this high yield online savings account, we found that an initial $1,000 deposit, over five years, with a $50 additional monthly contribution becomes an impressive $4,356. If you’re looking at high yield savings accounts, this GMAC Bank offering is definitely one to put on your list.

For comparison, we looked over their Money Market Savings offering as well, which has similar account requirements (no minimum balance, no fees), but allows easier access to your money (six transactions per month at no fee: by check, ATM, or debit card) and still gives a strong interest APY of 2.75%. That compares to the 1.26% national average for Money Markets.

Whatever your needs, we feel that you should definitely keep GMAC Bank on your list. Especially if you’re looking for an internet savings account, these GMAC Bank savings account rates are among the best online savings accounts that we have reviewed.

Chase Bank is one of the nation’s premier banking and lending institutions with offices throughout the United States. Because they are so well known and respected, we at Savings Account Rates Info thought that we should definitely look into them for you. Chase savings account rates vary by type of account, but the high yield savings accounts they offer are competitive.

Two high interest savings accounts from Chase are the Chase Money Market Savings and Chase Plus Savings. Both accounts require linked Chase checking accounts or a minimum account balance requirement in order to avoid fees. Both are accessible by ATM across the U.S., can be set up with automatic deposits for automatic savings, and earn interest at competitive rates. Both are, of course, high yield online savings accounts and are insured through FDIC to the maximum the law allows.

Chase Money Market Savings accounts have a minimum ledger balance requirement of $1,500 unless linked to a current Chase Better Banking Checking account. Current Money Market account interest rates are at an annual percentage yield (APY) of 0.10-0.15%, depending on total balance in account. That is a competitive yield for a Money Market account.

For their Chase Plus Savings internet savings account, which has a minimum $50 opening deposit and includes free internet savings account services, APY rates range from 0.5% to 1.25%, depending on total balance. These are daily balance averages compounded monthly. Accounts linked with a current Chase Premier Checking account (or better) receive higher interest yields.

In our continued efforts to find the best online savings accounts for you, we found Chase Bank savings account rates to be worth considering for anyone who’s in the market to find a good high yield online savings account as their offerings are very attractive.

Regions Bank began as a combination of three banks in Alabama and has since grown, now offering online accounts and services. Because they are large and well-respected, we at Savings Account Rates Info thought we should look over the Regions Bank savings account rates offered right now in our continual efforts to find the best online savings accounts available.

Regions savings account rates come in three basic flavors: LifeGreen Savings, Regions Savings, and Savings for Minors. Of these, the LifeGreen Savings is the type that might be considered high yield savings accounts. This account requires a $50 minimum deposit to open online, a current LifeGreen checking account with Regions, and interest is calculated according to current account balance (compounded daily, paid monthly).

These high interest savings accounts have five interest tiers: up to $2,499, $2,500-$9,999, $10,000 to $24,999, $25,000 to $49,999, and $50,000 and above. There is no monthly fee or minimum daily balance required. These accounts are FDIC insured to the extent of the law.

Another internet savings account offered by Regions is their Regions Savings account, which is a standard savings account that functions similarly to the LifeGreen Savings, but requires no checking account with Regents, but with a $4 service charge when your monthly balance is below $300.

Region’s Savings for Minors plans allows parents to open accounts for their children to use for deposits and withdrawals as well. These accounts have no fees, a single small interest rate, and require only $5 to open. Children can monitor their account safely online. These accounts require the parents to have at least one Regions Bank account, but otherwise are a way for parents to teach their children about banking and finance.

Looking over the Regions Bank offerings in high yield online savings accounts, we feel that anyone who is interested in this type of investment would be well-served in looking at what Regions Bank has to offer.