Getting more information about high interest savings accounts helps you to make better financial decisions that can impact your future financial health. In this blog, we aim to bring to you the best savings accounts along with their interest rates and features to help you to make the right choices. In this article, we will discuss about Zions Bank savings rates and features.

Zions Bank offers two kinds of savings accounts and they are Statement Savings account and Ultimate Savings account. The minimum amount required to open a statement savings account is $50 and it requires a Gold, Gold Interest or Gold Checking Plus Account. For the Ultimate Savings account, the minimum opening deposit is $5,000 and this should come from a source other than Zions Bank. In Statement Savings account, interest is compounded daily and there is a monthly maintenance fee of $3 if the balance goes below $200. The Ultimate Savings account is paid quarterly and there is no monthly maintenance fee for it. Both these accounts can be accessed online or at the local branch and come with unlimited withdrawals and transactions. Also, mobile banking and online banking options are available for the account holders of both these savings accounts.

The current Zions savings account rates for the Statement Savings account is 0.10% APY for all balances. The savings account rates at Zions is 0.35% APY for the Ultimate Savings account. Besides the interest rates, these accounts come with free eStatements that make it easier for the customers to track the inflow and outflow of money from their accounts. Also, it offers free ATM access through any MoneyPass network ATMs. These features and rates make it a good option for investment.